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ARCH Affordable Homeownership Program

Administered by:
A Regional Coalition for Housing (ARCH)
· City · Grant
Funding status: Active

How much assistance

Below-market home purchase; subsidy value varies by property (typically tens of thousands to $100,000+ off comparable market-rate homes).
Homes are resale-restricted to preserve permanent affordability. At resale, the home must be sold to another income-qualified household at an ARCH-controlled price.

Eligibility

  • Income limits: Generally at or below 80% of Area Median Income for King County (income tiers vary by property).
  • First-time buyer required: Yes — Priority is given to first-time homebuyers.
  • Geographic restrictions: Homes located in ARCH member cities in East King County: Redmond, Kirkland, Bellevue, Newcastle, Issaquah, Sammamish, Kenmore, Woodinville, Duvall, Bothell, and unincorporated King County.
  • Homebuyer education required: Yes

How to Apply for ARCH Affordable Homeownership Program

Review eligibility requirements on the ARCH Homeownership Program page at archhousing.org.

Submit an ARCH program application and provide income and asset documentation.

Complete a HUD-approved homebuyer education course.

Once approved and pre-qualified for financing with a participating lender, browse current ARCH home listings (located in mixed-income, market-rate developments).

Make an offer on an available ARCH unit; purchase proceeds through standard escrow subject to the ARCH resale restriction.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (5 cities across 1 state)