All Homebuyer Programs

See programs you qualify for

Showing 1–50 of 1747 programs

Name	Level	Type	Amount
100 Homes for Pontiac	City	Grant	—
1st Gen Home NH	State	Deferred Loan	$10,000
1st Home Allegheny Program	County	Forgivable Loan	Up to $45,000 for income at or below 80% AMI, or up to $10,000 for income at or below 115% AMI
Abilene Housing Authority HCV Homeownership Program	City	Grant	Monthly mortgage assistance through Housing Choice Voucher
Absentee Shawnee Housing Authority Mortgage Assistance Program	Nonprofit	Grant	Subsidy toward closing and down payment costs (amount varies; verify with the Authority)
ACRHA Acquisition/Rehabilitation Grant	County	Forgivable Loan	Varies (forgivable loan for acquisition and rehabilitation)
Adams County IL Homebuyer Assistance Program	County	Zero-Interest Loan	Zero-interest loan (amount varies; not publicly specified)
Address Yourself Trenton DPA Program	Nonprofit	Forgivable Loan	Up to $20,000
ADFA Down Payment Assistance Program	State	Repayable Loan	$1,000 to $15,000 for down payment and closing costs
ADFA Move-Up Loan Program	State	Zero-Interest Loan	Affordable 30-year fixed-rate mortgage with competitive interest rates
ADFA StartSmart First-Time Homebuyer Program	State	Zero-Interest Loan	Below-market interest rate (approximately 1% below market rate) on a 30-year fixed mortgage
ADVOCAP Down Payment Assistance Program	Nonprofit	Deferred Loan	Varies (0% interest deferred second mortgage)
Affordable Homes of South Texas (AHSTI) Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable mortgage financing for qualifying families
Affordable Housing Solutions Neighborhood Revitalization Homeownership	Nonprofit	Forgivable Loan	Newly constructed single-family home sold to income-eligible buyers at an affordable price (down payment assistance may be available)
AHEAD Regional Housing Trust Fund First-Time Homebuyer Program	Nonprofit	Repayable Loan	Up to $10,000 loan for down payment and/or closing costs
AHFA Affordable Income Subsidy Grant	State	Grant	0.50% to 1% of total loan amount
AHFA First Step Program	State	Deferred Loan	Up to $10,000 or 4% of sales price, whichever is less
AHFA Step Up Program	State	Deferred Loan	Up to $10,000 or 4% of purchase price, whichever is less
AHP Black Homebuyer Down Payment Assistance	Nonprofit	Grant	Up to $10,000 in City of Albany; up to $5,000 in select other communities
AHR NeighborhoodLIFT Program	Nonprofit	Grant	Up to $15,000
Aiken County Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Zero-interest mortgage on newly constructed Habitat home
Alabama Mortgage Credit Certificate (MCC)	State	Tax Credit	Up to $2,000 per year in federal tax credits
Alachua Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable zero-interest mortgage
Alexandria Flexible Homeownership Assistance Program	City	Zero-Interest Loan	City shared equity loan up to $50,000 for down payment and closing costs
Align Credit Union FHLB Homebuyer Equity Grant	Nonprofit	Grant	Up to $11,000
Align Credit Union Housing Our Workforce Program	Nonprofit	Forgivable Loan	Up to $25,000
Allentown Housing Authority Homeownership Program	City	Zero-Interest Loan	Fully renovated homes sold at approximately $150,000 to income-qualified first-time buyers
AllSouth Federal Credit Union First-Time Homebuyer Program	Nonprofit	Government-Guaranteed Mortgage	Down payment as low as 3%; no origination fees or points
Amarillo Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable home purchase at no profit with 0% interest mortgage
Ameris Choice Down Payment Assistance Program	City	Grant	Up to $7,500
Andover Community Trust Homebuyer Program	Nonprofit	Deferred Loan	Subsidized purchase price on permanently affordable homes; subsidy varies by home and household
Andover Community Trust Homeownership Program	Nonprofit	Forgivable Loan	—
Andover Housing Trust Fund Homebuyer Assistance	City	Grant	—
ANDP FHLBank Atlanta Down Payment Assistance	Nonprofit	Forgivable Loan	$17,500 to $20,000 for households at or below 80% AMI; $15,000 for households between 80.1-120% AMI (Workforce Housing Plus)
Ann Arbor Community Land Trust Homeownership Program	Nonprofit	Forgivable Loan	Homes priced between $125,000 and $300,000, significantly below market rate
Ann Arbor Housing Commission HCV Homeownership Program	City	Grant	Housing Choice Voucher subsidy applied toward mortgage payments
Annapolis MPDU Settlement Expense Assistance Program	City	Deferred Loan	Up to $10,000
Anne Arundel County Mortgage Assistance Program (MAP)	County	Deferred Loan	Up to $50,000
Appleton Housing Authority First-Time Homebuyer Program	City	Deferred Loan	0% interest deferred payment loan for down payment, closing costs, and repairs
Arcadia-DeSoto County Habitat for Humanity Homeownership	Nonprofit	Zero-Interest Loan	Affordable home with below-market financing
ARCH Affordable Homeownership Program	City	Grant	Below-market home purchase; subsidy value varies by property (typically tens of thousands to $100,000+ off comparable market-rate homes).
ARCH East King County Down Payment Assistance Loan	City	Deferred Loan	Up to $30,000
Arkansas Dream Down Payment Initiative (ADDI)	State	Forgivable Loan	Up to 10% of the sale price, not to exceed $10,000
Arkansas Valley Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable home purchase with zero-interest, 15- to 30-year mortgage
Arlington MIPAP Down Payment Assistance Program	City	Zero-Interest Loan	Deferred payment, no-interest loan of up to 25% of the home purchase price for down payment and closing costs
Ascentra Credit Union First-Time Homebuyer Grant	Nonprofit	Grant	Up to $7,500 grant toward down payment and closing costs
Asheville Area Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable Habitat mortgage with below-market terms
At Home in Youngstown Homebuyer Assistance	City	Forgivable Loan	Up to $10,000 for down payment and closing costs, plus up to $15,000 for energy efficiency upgrades
Athens Area Habitat for Humanity Homeownership Program	Nonprofit	Zero-Interest Loan	Affordable home (approximately $145,000) with zero-interest mortgage; monthly payments around $400 plus taxes and insurance
Athens Housing Authority Down Payment Assistance Program	City	Deferred Loan	0% interest down payment assistance loan (amount varies)

100 Homes for Pontiac

CityGrant

1st Gen Home NH

StateDeferred Loan$10,000

1st Home Allegheny Program

CountyForgivable LoanUp to $45,000 for income at or below 80% AMI, or up to $10,000 for income at or below 115% AMI

Abilene Housing Authority HCV Homeownership Program

CityGrantMonthly mortgage assistance through Housing Choice Voucher

Absentee Shawnee Housing Authority Mortgage Assistance Program

NonprofitGrantSubsidy toward closing and down payment costs (amount varies; verify with the Authority)

ACRHA Acquisition/Rehabilitation Grant

CountyForgivable LoanVaries (forgivable loan for acquisition and rehabilitation)

Adams County IL Homebuyer Assistance Program

CountyZero-Interest LoanZero-interest loan (amount varies; not publicly specified)

Address Yourself Trenton DPA Program

NonprofitForgivable LoanUp to $20,000

ADFA Down Payment Assistance Program

StateRepayable Loan$1,000 to $15,000 for down payment and closing costs

ADFA Move-Up Loan Program

StateZero-Interest LoanAffordable 30-year fixed-rate mortgage with competitive interest rates

ADFA StartSmart First-Time Homebuyer Program

StateZero-Interest LoanBelow-market interest rate (approximately 1% below market rate) on a 30-year fixed mortgage

ADVOCAP Down Payment Assistance Program

NonprofitDeferred LoanVaries (0% interest deferred second mortgage)

Affordable Homes of South Texas (AHSTI) Homeownership Program

NonprofitZero-Interest LoanAffordable mortgage financing for qualifying families

Affordable Housing Solutions Neighborhood Revitalization Homeownership

NonprofitForgivable LoanNewly constructed single-family home sold to income-eligible buyers at an affordable price (down payment assistance may be available)

AHEAD Regional Housing Trust Fund First-Time Homebuyer Program

NonprofitRepayable LoanUp to $10,000 loan for down payment and/or closing costs

AHFA Affordable Income Subsidy Grant

StateGrant0.50% to 1% of total loan amount

AHFA First Step Program

StateDeferred LoanUp to $10,000 or 4% of sales price, whichever is less

AHFA Step Up Program

StateDeferred LoanUp to $10,000 or 4% of purchase price, whichever is less

AHP Black Homebuyer Down Payment Assistance

NonprofitGrantUp to $10,000 in City of Albany; up to $5,000 in select other communities

AHR NeighborhoodLIFT Program

NonprofitGrantUp to $15,000

Aiken County Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanZero-interest mortgage on newly constructed Habitat home

Alabama Mortgage Credit Certificate (MCC)

StateTax CreditUp to $2,000 per year in federal tax credits

Alachua Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable zero-interest mortgage

Alexandria Flexible Homeownership Assistance Program

CityZero-Interest LoanCity shared equity loan up to $50,000 for down payment and closing costs

Align Credit Union FHLB Homebuyer Equity Grant

NonprofitGrantUp to $11,000

Align Credit Union Housing Our Workforce Program

NonprofitForgivable LoanUp to $25,000

Allentown Housing Authority Homeownership Program

CityZero-Interest LoanFully renovated homes sold at approximately $150,000 to income-qualified first-time buyers

AllSouth Federal Credit Union First-Time Homebuyer Program

NonprofitGovernment-Guaranteed MortgageDown payment as low as 3%; no origination fees or points

Amarillo Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable home purchase at no profit with 0% interest mortgage

Ameris Choice Down Payment Assistance Program

CityGrantUp to $7,500

Andover Community Trust Homebuyer Program

NonprofitDeferred LoanSubsidized purchase price on permanently affordable homes; subsidy varies by home and household

Andover Community Trust Homeownership Program

NonprofitForgivable Loan

Andover Housing Trust Fund Homebuyer Assistance

CityGrant

ANDP FHLBank Atlanta Down Payment Assistance

NonprofitForgivable Loan$17,500 to $20,000 for households at or below 80% AMI; $15,000 for households between 80.1-120% AMI (Workforce Housing Plus)

Ann Arbor Community Land Trust Homeownership Program

NonprofitForgivable LoanHomes priced between $125,000 and $300,000, significantly below market rate

Ann Arbor Housing Commission HCV Homeownership Program

CityGrantHousing Choice Voucher subsidy applied toward mortgage payments

Annapolis MPDU Settlement Expense Assistance Program

CityDeferred LoanUp to $10,000

Anne Arundel County Mortgage Assistance Program (MAP)

CountyDeferred LoanUp to $50,000

Appleton Housing Authority First-Time Homebuyer Program

CityDeferred Loan0% interest deferred payment loan for down payment, closing costs, and repairs

Arcadia-DeSoto County Habitat for Humanity Homeownership

NonprofitZero-Interest LoanAffordable home with below-market financing

ARCH Affordable Homeownership Program

CityGrantBelow-market home purchase; subsidy value varies by property (typically tens of thousands to $100,000+ off comparable market-rate homes).

ARCH East King County Down Payment Assistance Loan

CityDeferred LoanUp to $30,000

Arkansas Dream Down Payment Initiative (ADDI)

StateForgivable LoanUp to 10% of the sale price, not to exceed $10,000

Arkansas Valley Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable home purchase with zero-interest, 15- to 30-year mortgage

Arlington MIPAP Down Payment Assistance Program

CityZero-Interest LoanDeferred payment, no-interest loan of up to 25% of the home purchase price for down payment and closing costs

Ascentra Credit Union First-Time Homebuyer Grant

NonprofitGrantUp to $7,500 grant toward down payment and closing costs

Asheville Area Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable Habitat mortgage with below-market terms

At Home in Youngstown Homebuyer Assistance

CityForgivable LoanUp to $10,000 for down payment and closing costs, plus up to $15,000 for energy efficiency upgrades

Athens Area Habitat for Humanity Homeownership Program

NonprofitZero-Interest LoanAffordable home (approximately $145,000) with zero-interest mortgage; monthly payments around $400 plus taxes and insurance

Athens Housing Authority Down Payment Assistance Program

CityDeferred Loan0% interest down payment assistance loan (amount varies)

All Homebuyer Programs

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