Terms of Service
HouseBuyerGuides.com (“HouseBuyerGuides,” “we,” “us,” or “our”) operates an informational website that aggregates and summarizes publicly available and third-party information about homebuyer assistance programs. By accessing or using this website (the “Site”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use the Site.
1. Informational Use Only; No Professional Advice
The Site is provided for general informational and educational purposes only. Nothing on the Site constitutes financial, tax, legal, investment, mortgage, or real estate advice, and nothing on the Site should be relied upon as a substitute for consultation with qualified professional advisers. Your use of the Site does not create any client, advisory, fiduciary, or professional relationship between you and HouseBuyerGuides.
2. No Guarantee of Accuracy or Completeness
We make reasonable efforts to keep program information current and accurate; however, we do not guarantee that any information on the Site is accurate, complete, up to date, or suitable for your situation. Program details, eligibility criteria, income limits, purchase price limits, geographic restrictions, funding status, deadlines, and contact information are determined by third-party administrators and may change at any time without notice.
You are solely responsible for verifying all information directly with the relevant program administrator, government agency, lender, nonprofit, or other organization before making decisions or submitting any applications. We expressly disclaim any liability for errors or omissions in the information presented on the Site.
3. Third-Party Programs and Links
The Site includes descriptions of, and links to, third-party programs, products, services, and websites. We do not own, operate, or control these third parties and we do not endorse or guarantee any particular program, product, or service. Your dealings with third parties are solely between you and the third party, and may be subject to separate terms and privacy policies.
HouseBuyerGuides is not responsible for the content, accuracy, security, availability, or practices of third-party websites or services, and we are not liable for any loss or damage arising out of your interactions with third parties or your reliance on their offerings.
4. Acceptable Use
When using the Site, you agree that you will not:
- Use the Site for any unlawful purpose or in violation of any applicable law or regulation;
- Misrepresent your identity or your eligibility for any program;
- Use automated tools, including bots or scrapers, to access or copy the Site except as permitted by applicable law and our robots rules;
- Interfere with or disrupt the operation, security, or performance of the Site;
- Attempt to gain unauthorized access to any portion of the Site, to other users' accounts, or to our systems or networks;
- Reverse engineer, decompile, or disassemble any part of the Site except to the extent expressly permitted by law.
5. Intellectual Property
All content on the Site, including text, graphics, layouts, logos, icons, images, and software, is owned by or licensed to HouseBuyerGuides and is protected by copyright, trademark, and other intellectual property laws. You may view and print content from the Site for your personal, non-commercial use only, provided that you do not remove any proprietary notices.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from the Site for commercial purposes without our prior written permission.
6. User Feedback
If you provide us with feedback, suggestions, corrections, or other content ("Feedback"), you grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable license to use, copy, modify, and incorporate such Feedback into the Site and our business without obligation to you. You represent and warrant that you have the right to provide such Feedback and that it does not infringe any third-party rights.
7. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE.
We do not warrant that the Site will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Site will meet your requirements or expectations.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL HOUSEBUYERGUIDES OR ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE OR YOUR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE EXTENT ANY LIABILITY CANNOT BE EXCLUDED, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100).
9. Indemnification
You agree to indemnify, defend, and hold harmless HouseBuyerGuides and its owners, officers, employees, contractors, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your dealings with third parties in connection with information obtained from the Site.
10. Changes to the Site and These Terms
We may update, modify, or discontinue any part of the Site at any time without notice. We may also update these Terms from time to time. The "Last updated" date above reflects the date of the most recent changes. Your continued use of the Site after any changes become effective constitutes your acceptance of the updated Terms.
11. Governing Law and Venue
These Terms and your use of the Site are governed by the laws of the State of North Carolina, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Mecklenburg County, North Carolina, and you consent to the personal jurisdiction and venue of such courts.
12. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permitted and the remaining provisions will remain in full force and effect.
13. Entire Agreement
These Terms constitute the entire agreement between you and HouseBuyerGuides regarding your use of the Site and supersede all prior or contemporaneous understandings, agreements, or communications.
14. Contact Us
If you have any questions about these Terms, you may contact us at: