Website Disclaimer
The information provided on HouseBuyerGuides.com (the "Site") is for general informational and educational purposes only. While we strive to keep the content accurate and up to date, we make no guarantees or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information on or through the Site.
Advertising Disclosure
HouseBuyerGuides is compensated for leads generated through the mortgage pre-approval form on this Site. That form is operated by Mortgage Research Center, LLC ("MRC"), NMLS ID #1907. When a consumer completes the form and MRC sells the resulting lead to a lender in its network, we receive a share of that revenue.
This compensation may influence which features we promote and where the form appears on the Site. It does not affect the program information we publish, and it is not a fee charged to you. Using the form is free.
We Are Not a Lender
HouseBuyerGuides is not a lender, mortgage broker, or loan originator. We do not make credit decisions, accept loan applications, or issue pre-approvals. We are not affiliated with any government agency or housing finance authority, and we do not administer any of the assistance programs described on this Site.
Submitting the pre-approval form connects you with MRC and its network of participating lenders, who pay to participate in that network. The lenders shown to you are selected by MRC based on the information you provide, lender availability, and each lender's own criteria. They do not represent all lenders available to you, and their appearance is not an endorsement or recommendation by HouseBuyerGuides. Any pre-approval, rate, or loan term is offered by the lender, not by us.
No Professional Advice
Nothing on this Site constitutes, or is intended to constitute, financial, investment, tax, legal, mortgage, or real estate advice. You should not act or refrain from acting based on any information on the Site without seeking advice from an appropriately qualified professional who is familiar with your individual circumstances.
Program Information May Change
Program descriptions, eligibility criteria, income limits, purchase price limits, geographic restrictions, funding status, deadlines, and contact details presented on the Site are based on sources we believe to be reliable at the time of publication. However, such programs are administered by third parties and may change, pause, or terminate at any time without notice.
You are solely responsible for verifying all program information directly with the relevant administrator, housing agency, lender, nonprofit, or government body before making financial decisions or submitting any applications.
No Endorsement of Third Parties
References to specific programs, organizations, lenders, products, or services, or the inclusion of links to third-party websites, do not constitute or imply an endorsement, recommendation, or sponsorship by HouseBuyerGuides. We do not control and are not responsible for the content, practices, or policies of any third-party websites or services.
Limitation of Liability
To the fullest extent permitted by law, HouseBuyerGuides and its owners, officers, employees, contractors, and agents shall not be liable for any loss or damage of any kind, including without limitation indirect or consequential loss or damage, arising out of or in connection with:
- Your use of, or inability to use, the Site;
- Your reliance on any information provided on the Site, including inaccurate, incomplete, or outdated information; or
- Any dealings you have with third-party programs, organizations, or websites linked to or referenced on the Site.
Assumption of Risk
Your use of the Site and any reliance you place on the information provided is strictly at your own risk. You agree that it is your responsibility to evaluate the accuracy, completeness, and usefulness of any information available through the Site.
Contact Us
If you have any questions about this Disclaimer, you may contact us at: