Find first-time homebuyer programs near you
Down payment assistance, grants, and closing cost help — by city. See every program in one place.
Search by address or city, or choose your state below.
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Available Programs
2,000+
Assistance programs nationwide
Repeat Buyers
39%
Of programs open to non-first-timers
Down Payment Assistance
75%
Of programs help with down payments
Choose your state
Alabama
Alabama offers several homebuyer assistance programs through the Alabama Housing Finance Authority (AHFA). The Step Up p...
View cities →Arkansas
The Arkansas Development Finance Authority (ADFA) offers several homebuyer programs including the StartSmart first-time ...
View cities →Connecticut
Connecticut offers some of the most generous down payment assistance in the country through the Connecticut Housing Fina...
View cities →Delaware
Delaware offers several homebuyer assistance programs through the Delaware State Housing Authority (DSHA), including the...
View cities →Florida
Florida Housing Finance Corporation offers several powerful homebuyer programs. The Hometown Heroes Housing Program prov...
View cities →Georgia
Georgia offers robust homebuyer assistance through the Georgia Dream program, administered by the Department of Communit...
View cities →Indiana
Indiana offers several homebuyer assistance programs through the Indiana Housing and Community Development Authority (IH...
View cities →Kentucky
Kentucky Housing Corporation (KHC) offers down payment assistance of up to $12,500 through its Regular DAP program, stru...
View cities →Louisiana
The Louisiana Housing Corporation (LHC) offers several homebuyer assistance programs including the Resilience Soft Secon...
View cities →Maine
Maine offers several homebuyer assistance programs through MaineHousing, the state housing finance agency. The First Hom...
View cities →Maryland
Maryland offers robust homebuyer assistance through the Maryland Mortgage Program (MMP), administered by the Department ...
View cities →Massachusetts
Massachusetts offers some of the most generous homebuyer assistance in the country through MassHousing and the Massachus...
View cities →Michigan
Michigan offers strong homebuyer assistance through the Michigan State Housing Development Authority (MSHDA). The flagsh...
View cities →Mississippi
Mississippi Home Corporation (MHC) offers several down payment assistance programs for homebuyers across the state. The ...
View cities →New Hampshire
New Hampshire Housing Finance Authority (NHHFA) offers several mortgage and down payment assistance programs for homebuy...
View cities →New Jersey
New Jersey offers some of the most generous homebuyer assistance in the country through the NJHMFA. The NJHMFA Down Paym...
View cities →New York
New York offers several statewide homebuyer assistance programs through the State of New York Mortgage Agency (SONYMA). ...
View cities →North Carolina
North Carolina offers several state-funded homebuyer assistance programs through the NC Housing Finance Agency (NCHFA). ...
View cities →Ohio
The Ohio Housing Finance Agency (OHFA) offers several programs to help first-time homebuyers achieve homeownership. OHFA...
View cities →Pennsylvania
Pennsylvania offers several statewide homebuyer assistance programs through the Pennsylvania Housing Finance Agency (PHF...
View cities →Rhode Island
Rhode Island offers several strong down payment assistance programs through RIHousing, the state's housing finance agenc...
View cities →South Carolina
South Carolina offers several homebuyer assistance programs through SC Housing. The SC Housing Homebuyer Program provide...
View cities →Tennessee
Tennessee offers robust homebuyer assistance through the Tennessee Housing Development Agency (THDA). The Great Choice H...
View cities →Texas
Texas offers robust homebuyer assistance through multiple state agencies. The Texas Department of Housing and Community ...
View cities →Vermont
Vermont offers several state-level homebuyer assistance programs through the Vermont Housing Finance Agency (VHFA). The ...
View cities →Virginia
Virginia Housing (formerly VHDA) offers some of the most generous homebuyer assistance programs in the Southeast. The Vi...
View cities →West Virginia
The West Virginia Housing Development Fund (WVHDF) offers two primary mortgage programs for homebuyers: the Homeownershi...
View cities →Wisconsin
Wisconsin offers several homebuyer assistance programs through WHEDA, including the Easy Close DPA (up to 6% of the purc...
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