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Get Matched Free →First-Time Homebuyer Programs in Pennsylvania
Pennsylvania offers several statewide homebuyer assistance programs through the Pennsylvania Housing Finance Agency (PHFA). Key programs include the Keystone Forgivable in Ten Years (K-FIT) loan providing 5% of the purchase price in forgivable assistance, the Keystone Advantage Assistance Loan offering up to $6,000 at 0% interest, and the HOMEstead Program providing up to $10,000 in forgivable down payment and closing cost assistance in eligible counties.
Statewide Programs in Pennsylvania
- PHFA HFA Preferred Grant
Grant · $500
- PHFA HOMEstead Program
Forgivable Loan · Up to $10,000
- PHFA Keystone Advantage Assistance Loan
Zero-Interest Loan · Up to 4% of purchase price or market value, or $6,000, whichever is less
- PHFA Keystone Forgivable in Ten Years (K-FIT)
Forgivable Loan · 5% of the lesser of the purchase price or appraised value
Cities in Pennsylvania
Allentown
Lehigh County
Bensalem
Bucks County
Bethlehem
Northampton County
Chester
Delaware County
Easton
Northampton County
Erie
Erie County
Harrisburg
Dauphin County
Hazleton
Luzerne County
Lancaster
Lancaster County
Lebanon
Lebanon County
Philadelphia
Philadelphia County
Pittsburgh
Allegheny County
Reading
Berks County
Scranton
Lackawanna County
Upper Darby
Delaware County
Wilkes-Barre
Luzerne County
York
York County