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Northampton County First-Time Homebuyer Program

Administered by:
Northampton County Department of Community and Economic Development
· County · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000
20% forgiven each year of owner-occupancy. Fully forgiven after 5 years. No monthly payment and no interest charged.

Eligibility

  • Income limits: At or below 80% of Area Median Income for the Lehigh Valley
  • First-time buyer required: Yes Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase a home in Northampton County.
  • Homebuyer education required: Yes

How to Apply for Northampton County First-Time Homebuyer Program

Applications are accepted on a rolling basis through the Northampton County Department of Community and Economic Development. You must obtain a primary mortgage from a partner financial institution and complete a free half-day HUD-certified Homebuyer Education Counseling Program before closing.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)