See programs you qualify for

Get Matched Free →

First-Time Homebuyer Programs in Texas

Texas offers robust homebuyer assistance through multiple state agencies. The Texas Department of Housing and Community Affairs (TDHCA) administers the My First Texas Home program, providing up to 5% of the loan amount in down payment assistance. The Texas State Affordable Housing Corporation (TSAHC) offers the Home Sweet Texas and Homes for Texas Heroes programs, both providing up to 5% DPA as a grant or forgivable loan. The Southeast Texas Housing Finance Corporation (SETHFC) adds another option with its 5 Star Texas Advantage program. These state programs can often be combined with local city and county assistance for significant savings.

State housing agency:Texas Department of Housing and Community Affairs (TDHCA)https://www.tdhca.texas.gov

Cities in Texas

Abilene

Taylor County

Pop. 128,053Median $245,000

Allen

Collin County

Pop. 115,500Median $515,000

Amarillo

Potter County

Pop. 203,729Median $230,000

Arlington

Tarrant County

Pop. 400,000Median $315,000

Atascocita

Harris County

Pop. 99,354Median $300,000

Austin

Travis County

Pop. 1,007,435Median $520,000

Baytown

Harris County

Pop. 85,205Median $240,000

Beaumont

Jefferson County

Pop. 114,000Median $190,000

Bedford

Tarrant County

Pop. 49,085Median $380,000

Brownsville

Cameron County

Pop. 192,044Median $265,000

Bryan

Brazos County

Pop. 87,939Median $280,000

Burleson

Johnson County

Pop. 52,918Median $325,000

Canyon Lake

Comal County

Pop. 33,883Median $440,000

Carrollton

Dallas County / Denton County

Pop. 136,000Median $400,000

Cedar Hill

Dallas County

Pop. 48,879Median $335,000

Cedar Park

Williamson County

Pop. 78,301Median $500,000

Celina

Collin County

Pop. 34,268Median $478,000

Channelview

Harris County

Pop. 43,605Median $234,000

Cibolo

Guadalupe County

Pop. 35,109Median $353,000

Cleburne

Johnson County

Pop. 34,344Median $285,000

College Station

Brazos County

Pop. 131,645Median $335,000

Conroe

Montgomery County

Pop. 102,360Median $320,000

Coppell

Dallas County

Pop. 42,154Median $630,000

Copperas Cove

Coryell County

Pop. 37,947Median $265,000

Corpus Christi

Nueces County

Pop. 317,000Median $240,000

Dallas

Dallas County

Pop. 1,337,417Median $375,000

Deer Park

Harris County

Pop. 33,967Median $285,000

Del Rio

Val Verde County

Pop. 34,668Median $225,000

Denton

Denton County

Pop. 159,518Median $370,000

DeSoto

Dallas County

Pop. 56,211Median $315,000

Duncanville

Dallas County

Pop. 39,683Median $290,000

Edinburg

Hidalgo County

Pop. 113,000Median $250,000

El Paso

El Paso County

Pop. 683,000Median $250,000

Euless

Tarrant County

Pop. 60,421Median $354,000

Farmers Branch

Dallas County

Pop. 36,645Median $380,000

Flower Mound

Denton County

Pop. 78,389Median $600,000

Forney

Kaufman County

Pop. 31,532Median $330,000

Fort Worth

Tarrant County

Pop. 1,050,336Median $330,000

Friendswood

Galveston County

Pop. 41,030Median $490,000

Frisco

Collin County

Pop. 245,470Median $625,000

Fulshear

Fort Bend County

Pop. 34,868Median $525,000

Galveston

Galveston County

Pop. 53,424Median $425,000

Garland

Dallas County

Pop. 252,450Median $300,000

Georgetown

Williamson County

Pop. 85,999Median $400,000

Grand Prairie

Dallas County

Pop. 212,896Median $340,000

Grapevine

Tarrant County

Pop. 51,139Median $528,000

Haltom City

Tarrant County

Pop. 45,767Median $275,000

Harker Heights

Bell County

Pop. 34,128Median $290,000

Harlingen

Cameron County

Pop. 72,087Median $210,000

Houston

Harris County

Pop. 2,319,119Median $335,000

Huntsville

Walker County

Pop. 47,864Median $285,000

Hurst

Tarrant County

Pop. 39,861Median $345,000

Hutto

Williamson County

Pop. 35,483Median $335,000

Irving

Dallas County

Pop. 258,636Median $340,000

Keller

Tarrant County

Pop. 45,976Median $605,000

Killeen

Bell County

Pop. 164,045Median $230,000

Kyle

Hays County

Pop. 56,823Median $310,000

La Porte

Harris County

Pop. 36,730Median $289,000

Lancaster

Dallas County

Pop. 40,820Median $260,000

Laredo

Webb County

Pop. 264,142Median $234,000

League City

Galveston County

Pop. 116,000Median $375,000

Leander

Williamson County

Pop. 100,843Median $431,000

Lewisville

Denton County

Pop. 139,000Median $390,000

Little Elm

Denton County

Pop. 54,820Median $440,000

Longview

Gregg County

Pop. 82,923Median $270,000

Lubbock

Lubbock County

Pop. 279,104Median $240,000

Lufkin

Angelina County

Pop. 34,251Median $214,000

Mansfield

Tarrant County

Pop. 85,147Median $434,000

McAllen

Hidalgo County

Pop. 149,000Median $215,000

McKinney

Collin County

Pop. 215,000Median $510,000

Mesquite

Dallas County

Pop. 148,848Median $275,000

Midland

Midland County

Pop. 147,000Median $285,000

Midlothian

Ellis County

Pop. 39,356Median $455,000

Mission

Hidalgo County

Pop. 87,038Median $220,000

Mission Bend

Fort Bend County / Harris County

Pop. 36,586Median $278,000

Missouri City

Fort Bend County

Pop. 82,155Median $340,000

Nacogdoches

Nacogdoches County

Pop. 32,197Median $235,000

New Braunfels

Comal County

Pop. 105,000Median $340,000

North Richland Hills

Tarrant County

Pop. 70,780Median $385,000

Odessa

Ector County

Pop. 122,000Median $215,000

Pasadena

Harris County

Pop. 149,345Median $235,000

Pearland

Brazoria County

Pop. 129,785Median $375,000

Pflugerville

Travis County

Pop. 65,971Median $370,000

Pharr

Hidalgo County

Pop. 80,333Median $200,000

Plano

Collin County

Pop. 296,718Median $500,000

Port Arthur

Jefferson County

Pop. 55,828Median $116,000

Prosper

Collin County

Pop. 37,869Median $790,000

Richardson

Dallas County

Pop. 117,700Median $450,000

Rockwall

Rockwall County

Pop. 51,168Median $450,000

Rosenberg

Fort Bend County

Pop. 40,646Median $295,000

Round Rock

Williamson County

Pop. 142,752Median $390,000

Rowlett

Dallas County

Pop. 65,463Median $390,000

San Angelo

Tom Green County

Pop. 99,674Median $230,000

San Antonio

Bexar County

Pop. 1,513,974Median $290,000

San Juan

Hidalgo County

Pop. 36,149Median $233,000

San Marcos

Hays County

Pop. 70,897Median $328,000

Schertz

Guadalupe County

Pop. 44,050Median $345,000

Seguin

Guadalupe County

Pop. 33,754Median $280,000

Sherman

Grayson County

Pop. 46,397Median $324,000

Socorro

El Paso County

Pop. 37,123Median $253,000

Spring

Harris County

Pop. 68,580Median $318,000

Sugar Land

Fort Bend County

Pop. 119,000Median $445,000

Temple

Bell County

Pop. 89,602Median $260,000

Texarkana

Bowie County

Pop. 35,992Median $213,000

Texas City

Galveston County

Pop. 55,364Median $287,000

The Colony

Denton County

Pop. 45,454Median $450,000

The Woodlands

Montgomery County

Pop. 118,000Median $580,000

Timberwood Park

Bexar County

Pop. 35,413Median $420,000

Tyler

Smith County

Pop. 115,000Median $255,000

Victoria

Victoria County

Pop. 65,625Median $212,000

Waco

McLennan County

Pop. 144,000Median $220,000

Waxahachie

Ellis County

Pop. 45,347Median $327,000

Weatherford

Parker County

Pop. 35,788Median $403,000

Weslaco

Hidalgo County

Pop. 42,229Median $237,000

West Odessa

Ector County

Pop. 32,594Median $230,000

Wichita Falls

Wichita County

Pop. 102,000Median $195,000

Wylie

Collin County

Pop. 60,334Median $440,000