First-Time Homebuyer Programs in Texas

Texas offers robust homebuyer assistance through multiple state agencies. The Texas Department of Housing and Community Affairs (TDHCA) administers the My First Texas Home program, providing up to 5% of the loan amount in down payment assistance. The Texas State Affordable Housing Corporation (TSAHC) offers the Home Sweet Texas and Homes for Texas Heroes programs, both providing up to 5% DPA as a grant or forgivable loan. The Southeast Texas Housing Finance Corporation (SETHFC) adds another option with its 5 Star Texas Advantage program. These state programs can often be combined with local city and county assistance for significant savings.