Home Sweet Texas Home Loan Program
Funding status: Active
How much assistance
Up to 5% of the total loan amount (Grant)
Grant option requires no repayment. Also available as a forgivable second lien loan at 0% interest, forgiven after 3 years if borrower remains in the home.
Eligibility
- Income limits: Varies by county. Must meet TSAHC income limits for the county of purchase.
- First-time buyer required: No
- Credit score minimum: 620
- Geographic restrictions: Available statewide in Texas. Property must become borrower's principal residence within 60 days of closing.
- Homebuyer education required: Yes
How to Apply for Home Sweet Texas Home Loan Program
Step 1: Take the TSAHC online eligibility quiz, then connect with a participating lender to apply for both the mortgage and DPA together.
Notes
Open to all eligible homebuyers, not just first-time buyers. No more than 15% of the property may be used for business purposes. Also available as a forgivable loan option.