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Home Sweet Texas Home Loan Program

Administered by:
Texas State Affordable Housing Corporation (TSAHC)
 · State · Grant
Funding status: Active

How much assistance

Up to 5% of the total loan amount
Grant option requires no repayment. Also available as a forgivable second lien loan at 0% interest, forgiven after 3 years if borrower remains in the home.

Eligibility

  • Income limits: Varies by county. Must meet TSAHC income limits for the county of purchase.
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions: Available statewide in Texas. Property must become borrower's principal residence within 60 days of closing.
  • Homebuyer education required: Yes

How to Apply for Home Sweet Texas Home Loan Program

Take the TSAHC online eligibility quiz, then connect with a participating lender to apply for both the mortgage and DPA together.

Learn More About Homebuying in Texas

Cities Where This Program Is Available (117 cities across 1 state)

Texas (117 cities)

Available Statewide In