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Homebuyer Programs in Lewisville, TX (2026)

Last updated April 6, 2026 | Population: 139,000 | Median home price: $390,000 | Est. closing costs: $8,000 - $11,500

Skyline of Lewisville, TX

Lewisville is a fast-growing suburb in the Dallas-Fort Worth metroplex, primarily located in Denton County with a population of approximately 139,000. With a median home price around $390,000, Lewisville is a competitive DFW market. While the City of Lewisville no longer offers its own city-funded down payment assistance program, buyers here benefit from several county and regional options. The Dallas County UPCAP provides up to $7,500 in down payment and closing cost assistance for first-time buyers in participating cities including Lewisville. The Denton Affordable Housing Corporation offers two programs: the AHOP program sells homes at 10% to 30% below market value, and their Homebuyer Assistance Loans Program covers up to half of down payment and closing costs for income-eligible first-time buyers. Habitat for Humanity of Denton County builds affordable homes with zero-interest mortgages. State programs like My First Texas Home and Home Sweet Texas add up to 5% of the loan amount. By layering these county, nonprofit, and state programs, Lewisville homebuyers can access meaningful help toward their purchase.

Top Homebuyer Programs in Lewisville

Dallas County UPCAP Down Payment Assistance
Type:
Forgivable Loan
Amount:
Up to $7,500
First-time only:
Yes
FHA Loans
Type:
Government-Insured Mortgage
Amount:
Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026)
First-time only:
No
FHLBA Community Partners Product
Type:
Forgivable Loan
Amount:
Up to $20,000 in home purchase assistance for down payment and closing costs
First-time only:
No
FHLBA First Time Homebuyer Product
Type:
Forgivable Loan
Amount:
Up to $17,500 in home purchase assistance for down payment and closing costs
First-time only:
Yes
FHLBA Workforce Housing Plus+
Type:
Forgivable Loan
Amount:
Up to $15,000 in home purchase assistance for down payment and closing costs
First-time only:
No
Good Neighbor Next Door (HUD)
Type:
Government Property Sale Program
Amount:
50% discount off the list price of HUD-owned homes
First-time only:
Yes
Home Possible Mortgage (Freddie Mac)
Type:
Government-Guaranteed Mortgage
Amount:
Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
First-time only:
No
HomeReady Mortgage (Fannie Mae)
Type:
Government-Guaranteed Mortgage
Amount:
Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
First-time only:
No
HUD $100 Down Program
Type:
FHA-Financed HUD REO Purchase
Amount:
Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs.
First-time only:
No
USDA Rural Development Loans
Type:
Government-Guaranteed Mortgage
Amount:
100% financing (no down payment required); loan amount up to appraised value
First-time only:
No
VA Loans
Type:
Government-Guaranteed Mortgage
Amount:
No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026)
First-time only:
No
BCL of Texas NeighborhoodLIFT Program
Type:
Forgivable Loan
Amount:
$15,000 ($17,500 for veterans, teachers, law enforcement, firefighters, EMTs)
First-time only:
Yes
DAHC Homebuyer Assistance Loans Program
Type:
Deferred Loan
Amount:
Up to half of down payment and closing costs; gap financing available for very low-income buyers
First-time only:
Yes
Denton Affordable Housing Corporation AHOP
Type:
Grant
Amount:
10% to 30% discount on home purchase price
First-time only:
Yes
Habitat for Humanity of Denton County Homeownership Program
Type:
Zero-Interest Loan
Amount:
Affordable home purchase with zero-interest mortgage sold at no profit
First-time only:
No
Home Sweet Texas Home Loan Program
Type:
Grant
Amount:
Up to 5% of the total loan amount
First-time only:
No
Homes for Texas Heroes Program
Type:
Grant
Amount:
Up to 5% of the loan amount (between 3% and 5%)
First-time only:
No
My First Texas Home
Type:
Forgivable Loan
Amount:
Up to 5% of the first lien mortgage amount
First-time only:
Yes
SETH 5 Star Texas Advantage Program
Type:
Forgivable Loan
Amount:
Up to 5% of the loan amount
First-time only:
No

How to Apply

  1. Step 1:

    Check your eligibility. Most programs require household income at or below 80% of area median income. The Dallas County UPCAP has a maximum purchase price of $318,000, which may be below many Lewisville home prices. Check whether your property falls in Denton County or Dallas County, as different programs may apply.

  2. Step 2:

    Complete homebuyer education. The City of Lewisville offers a free First Time Homebuyer 101 class through their Neighborhood Services department. BCL of Texas also offers homebuyer education classes in the DFW area. Contact the Lewisville Grants Coordinator at 972-219-3780 for class information.

  3. Step 3:

    Contact the Denton Affordable Housing Corporation (DAHC) at 940-484-7048 about their AHOP program and Homebuyer Assistance Loans Program. For the Dallas County UPCAP, email HLCC@dallascounty.org.

  4. Step 4:

    Get pre-approved for a mortgage. Work with a TSAHC or TDHCA approved lender to access state down payment assistance programs like My First Texas Home or Home Sweet Texas, which offer up to 5% of the loan amount.

  5. Step 5:

    Find a home within program limits. The UPCAP has a $318,000 max purchase price. DAHC AHOP homes are sold directly through their program at below-market prices throughout Denton County.

  6. Step 6:

    Submit your application through your lender or directly through the program administrator. For UPCAP, you must be pre-approved by a lender first.

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