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SETH 5 Star Texas Advantage Program

Administered by:
Southeast Texas Housing Finance Corporation (SETHFC)
 · State · Forgivable Loan
Funding status: Active

How much assistance

Up to 5% of the loan amount
3-year forgivable option is forgiven in full after 3 years. Also available as a 30-year deferred option repaid upon sale, refinance, or at end of the 30-year term.

Eligibility

  • Income limits: Must meet SETHFC income eligibility requirements for the county of purchase.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Available statewide in Texas except Travis County and the city limits of El Paso, Grand Prairie, and McKinney.
  • Homebuyer education required: Yes

How to Apply for SETH 5 Star Texas Advantage Program

Complete the SETH online homebuyer education course, then apply through a SETH participating lender. Find lenders at seth5star.com.

Learn More About Homebuying in Texas

Cities Where This Program Is Available (117 cities across 1 state)

Texas (117 cities)

Available Statewide In