BCL of Texas NeighborhoodLIFT Program

Administered by: Business and Community Lenders (BCL) of Texas · Nonprofit · Forgivable Loan

Funding status: Waitlist

How much assistance

$15,000 ($17,500 for veterans, teachers, law enforcement, firefighters, EMTs) (Forgivable Loan)

BCL of Texas is listed as a second lien on the home for up to 5 years. Loan is forgivable after the 5-year period.

Eligibility

  • Income limits: Must meet income eligibility requirements set by the program.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase in the Dallas-Fort Worth area.
  • Homebuyer education required: Yes

How to Apply for BCL of Texas NeighborhoodLIFT Program

Step 1: Complete an 8-hour homebuyer education course through BCL of Texas, then apply when funds become available. Contact the BCL Dallas office at (214) 688-7456.

Visit program website

Notes

All NeighborhoodLIFT loans are currently reserved as of early 2026. Limited additional funds may become available. Sponsored by Wells Fargo and NeighborWorks America. BCL Dallas office: 400 S Zang Blvd Suite 1220, Dallas, TX 75208.

Cities Where This Program Is Available