Tarrant County Homebuyer Assistance Program
Funding status: Active
How much assistance
Up to $50,000 (Forgivable Loan)
Zero-interest deferred loan forgiven after 10-20 year affordability period if maintained as primary residence.
Eligibility
- Income limits: At or below 80% of Area Median Income (AMI)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Credit score minimum: 620
- Geographic restrictions: Must be located in Tarrant County but outside city limits of Fort Worth, Arlington, and Grand Prairie.
- Homebuyer education required: Yes
How to Apply for Tarrant County Homebuyer Assistance Program
Step 1: Contact Housing Channel at (817) 924-5091 or counseling@housingchannel.org. Complete HUD-certified homebuyer workshop, provide income and asset documentation, and work with an approved lender. Minimum $1,500 borrower investment and two months mortgage payment reserves required. Liquid assets must be under $25,000.
Notes
Administered through Housing Channel nonprofit. Mansfield is eligible as it falls within Tarrant County but outside Fort Worth, Arlington, and Grand Prairie city limits.