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Harris County Community Land Trust Homeownership Program

Administered by:
Harris County Housing Finance Corporation
· County · Silent Second Mortgage
Funding status: Active

How much assistance

Reduced purchase price (buyer purchases home only, not land)
Resale restrictions apply to maintain affordability in perpetuity. Homeowners lease land on a 99-year renewable and inheritable ground lease.

Eligibility

  • Income limits: At or below 80% of Area Median Income (AMI)
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions: Must purchase within Harris County
  • Homebuyer education required: Yes

How to Apply for Harris County Community Land Trust Homeownership Program

Visit harriscountyclt.org to check available inventory homes and submit an application. Applicants must complete HUD-approved homebuyer education, have liquid assets below $15,000, and meet income and credit requirements.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (4 cities across 1 state)