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Travis County Hill Country Home Down Payment Assistance Program

Administered by:
Travis County Housing Finance Corporation
· County · Forgivable Loan
Funding status: Active

How much assistance

4%, 5%, or 6% of the initial principal balance of the loan amount
Zero percent interest, 10-year forgivable second mortgage loan.

Eligibility

  • Income limits: Maximum credit qualifying income may not exceed 140% of area median income ($138,460 as of 2025).
  • Purchase price limit: $364,452
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Must purchase a home anywhere in Travis County, including the City of Austin. Must occupy as principal residence.
  • Homebuyer education required: Yes

How to Apply for Travis County Hill Country Home Down Payment Assistance Program

Contact a participating lender to apply. Lenders handle all screening and qualification. First-time homebuyers must attend a HUD-approved homebuyer education course.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)