Travis County Hill Country Home Down Payment Assistance Program
Funding status: Active
How much assistance
4%, 5%, or 6% of the initial principal balance of the loan amount (Forgivable Loan)
Zero percent interest, 10-year forgivable second mortgage loan.
Eligibility
- Income limits: Maximum credit qualifying income may not exceed 140% of area median income ($138,460 as of 2025).
- Purchase price limit: $364,452
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Must purchase a home anywhere in Travis County, including the City of Austin. Must occupy as principal residence.
- Homebuyer education required: Yes
How to Apply for Travis County Hill Country Home Down Payment Assistance Program
Step 1: Contact a participating lender to apply. Lenders handle all screening and qualification. First-time homebuyers must attend a HUD-approved homebuyer education course.
Notes
Not limited to first-time homebuyers. Offers FHA, VA, USDA-RD, or Freddie Mac HFA Advantage loan financing. Maximum 45% debt-to-income ratio. Purchase price limit is $364,452.