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Get Matched Free →First-Time Home Buyer Programs in Wyoming (2026)
By Tyler Thompson · Licensed Real Estate Agent
Wyoming's state homebuyer programs come from the Wyoming Community Development Authority (WCDA). Its down payment assistance lends up to $15,000 toward down payment, closing costs and prepaids, with a 620 credit score and $1,500 of buyer funds (a gift is allowed). Homestretch DPA is a 0% loan with no monthly payment, due on sale, refinance or after 30 years, and pairs with the First-Time Homebuyer, Spruce Up and Edge loans. Amortizing DPA pairs with the Advantage loan and is repaid over up to 10 years.
Compare Wyoming Down Payment Assistance Programs
| Program | Max help | Who it’s for | Income cap | Credit |
|---|---|---|---|---|
| WCDA Amortizing Down Payment Assistance (Wyoming)Repayable Loan | Max help:$15,000 | Who it’s for:First-time and repeat buyers | Income cap:Must be at or below the WCDA Advantage income limit; no purchase price limit. | Credit:620 |
| WCDA Homestretch Down Payment Assistance (Wyoming)Zero-Interest Loan | Max help:$15,000 | Who it’s for:First-time and repeat buyers | Income cap:Set by the paired WCDA first mortgage: First-Time Homebuyer and Spruce Up use county and family-size limits; Edge has its own income limit with no price limit. | Credit:620 |