First-Time Homebuyer Programs in Indiana

Indiana offers several homebuyer assistance programs through the Indiana Housing and Community Development Authority (IHCDA). Key programs include the First Place Program, which provides up to 6% of the purchase price as a forgivable second mortgage for first-time buyers, and the Next Home Program, which offers up to 3.5% assistance to both first-time and repeat buyers with forgiveness after just two years. Indiana also offers a Mortgage Credit Certificate (MCC) providing up to $2,000 per year in federal tax credits on mortgage interest.

State housing agency: Indiana Housing and Community Development Authority (IHCDA)

Cities in Indiana