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Get Matched Free →First-Time Homebuyer Programs in Vermont
Vermont offers several state-level homebuyer assistance programs through the Vermont Housing Finance Agency (VHFA). The VHFA MOVE and ADVANTAGE mortgage programs provide below-market interest rates for first-time buyers, and the ASSIST program offers up to $10,000 in zero-interest, deferred down payment assistance. First-generation homebuyers may qualify for an additional $15,000 grant, bringing total potential assistance to $25,000 or more when programs are combined.
Statewide Programs in Vermont
- NeighborWorks of Western Vermont Down Payment Assistance Loan
Repayable Loan · Up to $50,000 or 20% of purchase price, whichever is lower
- VHFA ASSIST Down Payment Assistance
Deferred Loan · Up to $10,000
- VHFA First Generation Homebuyer Grant
Grant · Up to $15,000
- VHFA MOVE MCC (Mortgage Credit Certificate)
Tax Credit · Federal tax credit based on mortgage interest paid annually
- VHFA MOVE Mortgage Program
Government-Insured Mortgage · Below-market interest rate mortgage with down payment as low as 0-5%
Cities in Vermont
Bennington
Bennington County
Brattleboro
Windham County
Burlington
Chittenden County
Colchester
Chittenden County
Essex
Chittenden County
Essex Junction
Chittenden County
Hartford
Windsor County
Milton
Chittenden County
Rutland
Rutland County
South Burlington
Chittenden County
Williston
Chittenden County