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VHFA MOVE Mortgage Program

Administered by:
Vermont Housing Finance Agency (VHFA)
· State · Government-Insured Mortgage
Funding status: Active

How much assistance

Below-market interest rate mortgage with down payment as low as 0-5%

Eligibility

  • Income limits: Varies by county and household size, generally $100,000 to $140,000
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years (for purchases in Addison, Bennington, Chittenden, Grand Isle, or Windsor counties).
  • Credit score minimum: 640
  • Geographic restrictions: Available statewide in Vermont.
  • Homebuyer education required: Yes

How to Apply for VHFA MOVE Mortgage Program

Contact a VHFA participating lender to determine eligibility and apply. A list of participating lenders is available on the VHFA website.

Learn More About Homebuying in Vermont

Cities Where This Program Is Available (11 cities across 1 state)

Available Statewide In