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VHFA MOVE MCC (Mortgage Credit Certificate)

Administered by:
Vermont Housing Finance Agency (VHFA)
 · State · Tax Credit
Funding status: Active

How much assistance

Federal tax credit based on mortgage interest paid annually

Eligibility

  • Income limits: Varies by county and household size, generally $100,000 to $140,000
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years (for purchases in Addison, Bennington, Chittenden, Grand Isle, or Windsor counties).
  • Credit score minimum: 640
  • Geographic restrictions: Available statewide in Vermont.
  • Homebuyer education required: Yes

Free eligibility check

Check if you qualify for VHFA MOVE MCC (Mortgage Credit Certificate)

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
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How to Apply for VHFA MOVE MCC (Mortgage Credit Certificate)

Apply through a VHFA participating lender. The MCC is issued alongside the VHFA MOVE mortgage.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
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Learn More About Homebuying in Vermont

Cities Where This Program Is Available (11 cities across 1 state)

Vermont (11 cities)

Available Statewide In