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Get Matched Free →VHFA ASSIST Down Payment Assistance
Funding status: Active
How much assistance
Up to $10,000
Zero-interest, no monthly payments. Repayment required only when the home is sold, refinanced, or the first mortgage is paid in full.
Eligibility
- Income limits: Must meet VHFA income limits (varies by county, generally $100,000 to $140,000). Combined liquid assets must be less than $20,000.
- First-time buyer required: Yes — Borrowers and non-borrowing spouses must have never owned a home.
- Credit score minimum: 640
- Geographic restrictions: Available statewide in Vermont.
- Homebuyer education required: Yes
How to Apply for VHFA ASSIST Down Payment Assistance
Apply through a VHFA participating lender when obtaining a VHFA MOVE or ADVANTAGE mortgage. The lender will process the ASSIST loan alongside your first mortgage.
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