First-Time Homebuyer Programs in Maryland

Maryland offers robust homebuyer assistance through the Maryland Mortgage Program (MMP), administered by the Department of Housing and Community Development. Key programs include the 1st Time Advantage loan with up to $6,000 in down payment assistance, the Flex loan for repeat buyers with up to $6,000 in DPA, the SmartBuy 3.0 program providing up to $20,000 toward student loan repayment, and the HomeAbility program offering up to $45,000 for buyers with disabilities.

State housing agency: Maryland Department of Housing and Community Development

Cities in Maryland