Pathway to Purchase in Prince George's County

Administered by: Prince George's County Department of Housing and Community Development / Redevelopment Authority · County · Forgivable Loan

Funding status: Active

How much assistance

Up to $50,000 (Forgivable Loan)

Zero-interest deferred loan. Loan amount decreases at a rate of 10% per year and is completely forgiven after 10 years. Must be repaid in full if the home is sold, transferred, or ceases to be the primary residence before forgiveness is complete.

Eligibility

  • Income limits: Must meet Prince George's County income limits (varies by household size, based on HUD area median income)
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase a home in Prince George's County, Maryland.
  • Homebuyer education required: Yes

How to Apply for Pathway to Purchase in Prince George's County

Step 1: Contact the Pathway to Purchase Office at (301) 883-5456. Work with an approved mortgage lender to submit an application. The home must pass a Housing Quality Standards (HQS) inspection.

Visit program website

Notes

Increased from $25,000 to $50,000 in 2024. Purchase price limit: $448,000 for resale homes, $485,000 for new construction. Can be combined with the Maryland Mortgage Program for an additional $6,000 in DPA, plus up to $2,500 from the Partner Match Program. Revised guidelines issued January 2026.

Cities Where This Program Is Available