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Get Matched Free →HOC Revolving Closing Cost Assistance Program (RCCAP)
Funding status: Active
How much assistance
5% of the sales price, up to $10,000
Second mortgage repaid in regular monthly payments over a 10-year term at 5% interest.
Eligibility
- Income limits: Must meet HOC income and sales price limits.
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Credit score minimum: 640
- Geographic restrictions: At least one borrower must be working in Montgomery County (regular daily workplace located in the county). Must purchase a home in Montgomery County.
- Homebuyer education required: Yes
How to Apply for HOC Revolving Closing Cost Assistance Program (RCCAP)
Apply through an HOC-approved participating lender (not directly to HOC). The lender will confirm eligibility and handle the application process.
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