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Get Matched Free →Frederick County Homebuyer Assistance Program (HAP)
Funding status: Active
How much assistance
Up to $12,000 for households at or below 50% AMI; up to $10,000 for 51%-80% AMI
Zero-interest deferred loan. Repayment due upon sale, refinance, or conversion to investment property.
Eligibility
- Income limits: Household income at or below 80% of Area Median Income (AMI). Higher assistance ($12,000) available for those at or below 50% AMI.
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Must currently live or work in Frederick County. Must purchase a home in Frederick County.
- Homebuyer education required: Yes
How to Apply for Frederick County Homebuyer Assistance Program (HAP)
Attend an 8-hour housing counseling course from a HUD-certified agency such as Frederick Community Action Agency at (301) 600-1506. Obtain a ratified sales contract before submitting your application. Minimum buyer contribution of $500 required.
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