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Get Matched Free →Baltimore County Settlement Expense Loan Program (SELP)
Funding status: Active
How much assistance
Up to $10,000
Deferred forgivable loan. Forgiven if the homeowner occupies the property as their principal residence during the required period of affordability.
Eligibility
- Income limits: At or below 80% of area median income, adjusted for household size
- First-time buyer required: Yes — Must not have owned a dwelling within the last 3 years. Exceptions may be granted for separation, divorce, death of spouse, or prior ownership of documented substandard housing.
- Geographic restrictions: Must purchase an existing home within a designated Community Conservation Area of Baltimore County. New construction is excluded.
- Homebuyer education required: No
How to Apply for Baltimore County Settlement Expense Loan Program (SELP)
Contact Baltimore County Housing and Community Development for current program availability. Must qualify for a fixed-rate mortgage with a participating lender. Property must be an existing single-family detached, semi-detached, townhouse, or condominium within a Community Conservation Area.
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