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Anne Arundel County Mortgage Assistance Program (MAP)

Administered by:
Arundel Community Development Services (ACDS)
· County · Deferred Loan
Funding status: Active

How much assistance

Up to $50,000
Zero percent interest deferred loan with no monthly payments. Repayment is due upon sale, transfer, or at the end of 30 years, whichever comes first.

Eligibility

  • Income limits: At or below 100% of Area Median Income (AMI) based on household size
  • First-time buyer required: Yes — Must not have owned a home previously. First-time homebuyer status required.
  • Geographic restrictions: Must purchase a home in Anne Arundel County, MD. Must occupy the property as principal residence. Non-occupant co-borrowers are not permitted.
  • Homebuyer education required: Yes

How to Apply for Anne Arundel County Mortgage Assistance Program (MAP)

Contact ACDS at 410-222-7600 to enroll in the free Homeownership Counseling Program (4 classes, 8 hours total, held virtually via Microsoft Teams). You must graduate from the counseling program before entering into a contract to purchase a home. After graduation, work with a participating lender to apply for the MAP loan alongside your first mortgage.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)