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Get Matched Free →Montgomery County Homeownership Assistance Fund (McHAF)
Funding status: Active
How much assistance
Up to $25,000
Ten-year deferred loan at zero interest with no monthly payments. Forgiven after 10 years of owner-occupancy, subject to conditions.
Eligibility
- Income limits: Must meet HOC income limits for Montgomery County (varies by household size)
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Credit score minimum: 640
- Geographic restrictions: Must purchase a home in Montgomery County, Maryland.
- Homebuyer education required: Yes
How to Apply for Montgomery County Homeownership Assistance Fund (McHAF)
Contact an HOC-approved participating lender. Complete a first-time homebuyer education course. Submit application through the lender with required documentation. Total non-retirement assets must be under 20% of the purchase price.
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