First-Time Homebuyer Programs in Louisiana

Statewide Programs in Louisiana

• LHC Keys for Service Program

  Forgivable Loan · 4% of loan amount for down payment and closing costs

• LHC MRB Home Program

  Grant · 5% to 9% of mortgage amount for down payment and closing costs

• LHC Pathways to Homeownership Soft Second

  Forgivable Loan · Up to 20% of purchase price (up to $55,000) plus up to $5,000 for closing costs (up to $60,000 total)

• LHC Preferred Conventional Program

  Grant · Up to 4% of total purchase price

• LHC Resilience Soft Second Program

  Forgivable Loan · Up to $55,000 plus up to $5,000 for closing costs (up to $60,000 total)

• Louisiana Mortgage Credit Certificate (MCC)

  Tax Credit · Federal tax credit of up to 40% of annual mortgage interest, capped at $2,000 per year