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Get Matched Free →Homebuyer Programs in Marrero, LA (2026)
Marrero is a census-designated place on the West Bank of Jefferson Parish, just minutes from downtown New Orleans. With a median home price around $220,000, it offers some of the most affordable homeownership opportunities in the greater New Orleans metro area. Jefferson Parish buyers can access the Jefferson Parish First-Time Homebuyer Assistance Program, which provides up to $50,000 in forgivable funds, along with the JPFA Southern Mortgage Assistance Program offering a 3% to 4% grant and the JPFA Comfort of Home Program with up to 4% in forgivable closing cost assistance. Louisiana state programs like the LHC Pathways to Homeownership Soft Second add up to $60,000 more. By stacking parish and state programs, Marrero buyers can significantly reduce or even eliminate their out-of-pocket costs.
Top Homebuyer Programs in Marrero
| Program Name | Type | Amount | First-Time Only | Details |
|---|---|---|---|---|
| Jefferson Parish First-Time Homebuyer Assistance Program | Forgivable Loan | Up to $50,000 per client in Jefferson Parish; up to $60,000 per client in Kenner | Yes | View → |
| JPFA Comfort of Home Program | Forgivable Loan | Up to 4% down payment and closing cost assistance as a 0% interest forgivable second mortgage | No | View → |
| JPFA Southern Mortgage Assistance Program | Grant | Grant of 3% or 4% of loan amount for down payment and closing costs | No | View → |
| FHA Loans | Government-Insured Mortgage | Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026) | No | View → |
| FHLBA Community Partners Product | Forgivable Loan | Up to $20,000 in home purchase assistance for down payment and closing costs | No | View → |
| FHLBA First Time Homebuyer Product | Forgivable Loan | Up to $17,500 in home purchase assistance for down payment and closing costs | Yes | View → |
| FHLBA Workforce Housing Plus+ | Forgivable Loan | Up to $15,000 in home purchase assistance for down payment and closing costs | No | View → |
| Good Neighbor Next Door (HUD) | Government Property Sale Program | 50% discount off the list price of HUD-owned homes | Yes | View → |
| Home Possible Mortgage (Freddie Mac) | Government-Guaranteed Mortgage | Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment | No | View → |
| HomeReady Mortgage (Fannie Mae) | Government-Guaranteed Mortgage | Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment | No | View → |
| HUD $100 Down Program | FHA-Financed HUD REO Purchase | Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs. | No | View → |
| USDA Rural Development Loans | Government-Guaranteed Mortgage | 100% financing (no down payment required); loan amount up to appraised value | No | View → |
| VA Loans | Government-Guaranteed Mortgage | No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026) | No | View → |
| New Orleans Area Habitat for Humanity | Zero-Interest Loan | Affordable home with low-interest mortgage; monthly payments never exceed 30% of household income | No | View → |
| LHC Keys for Service Program | Forgivable Loan | 4% of loan amount for down payment and closing costs | No | View → |
| LHC MRB Home Program | Grant | 5% to 9% of mortgage amount for down payment and closing costs | Yes | View → |
| LHC Pathways to Homeownership Soft Second | Forgivable Loan | Up to 20% of purchase price (up to $55,000) plus up to $5,000 for closing costs (up to $60,000 total) | Yes | View → |
| LHC Preferred Conventional Program | Grant | Up to 4% of total purchase price | Yes | View → |
| LHC Resilience Soft Second Program | Forgivable Loan | Up to $55,000 plus up to $5,000 for closing costs (up to $60,000 total) | Yes | View → |
| Louisiana Mortgage Credit Certificate (MCC) | Tax Credit | Federal tax credit of up to 40% of annual mortgage interest, capped at $2,000 per year | Yes | View → |
- Type:
- Forgivable Loan
- Amount:
- Up to $50,000 per client in Jefferson Parish; up to $60,000 per client in Kenner
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- Up to 4% down payment and closing cost assistance as a 0% interest forgivable second mortgage
- First-time only:
- No
- Type:
- Grant
- Amount:
- Grant of 3% or 4% of loan amount for down payment and closing costs
- First-time only:
- No
- Type:
- Government-Insured Mortgage
- Amount:
- Up to FHA county loan limits ($541,287 floor to $1,249,125 ceiling for single-family in 2026)
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- Up to $20,000 in home purchase assistance for down payment and closing costs
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- Up to $17,500 in home purchase assistance for down payment and closing costs
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- Up to $15,000 in home purchase assistance for down payment and closing costs
- First-time only:
- No
- Type:
- Government Property Sale Program
- Amount:
- 50% discount off the list price of HUD-owned homes
- First-time only:
- Yes
- Type:
- Government-Guaranteed Mortgage
- Amount:
- Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- Up to conforming loan limits ($832,750 standard / $1,249,125 high-cost in 2026); 3% minimum down payment
- First-time only:
- No
- Type:
- FHA-Financed HUD REO Purchase
- Amount:
- Only $100 down payment required (vs. standard 3.5% FHA down payment). HUD may also pay up to 3% of buyer's closing costs.
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- 100% financing (no down payment required); loan amount up to appraised value
- First-time only:
- No
- Type:
- Government-Guaranteed Mortgage
- Amount:
- No loan limit for veterans with full entitlement (0% down at any price); partial entitlement subject to conforming limits ($832,750 standard in 2026)
- First-time only:
- No
- Type:
- Zero-Interest Loan
- Amount:
- Affordable home with low-interest mortgage; monthly payments never exceed 30% of household income
- First-time only:
- No
- Type:
- Forgivable Loan
- Amount:
- 4% of loan amount for down payment and closing costs
- First-time only:
- No
- Type:
- Grant
- Amount:
- 5% to 9% of mortgage amount for down payment and closing costs
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- Up to 20% of purchase price (up to $55,000) plus up to $5,000 for closing costs (up to $60,000 total)
- First-time only:
- Yes
- Type:
- Grant
- Amount:
- Up to 4% of total purchase price
- First-time only:
- Yes
- Type:
- Forgivable Loan
- Amount:
- Up to $55,000 plus up to $5,000 for closing costs (up to $60,000 total)
- First-time only:
- Yes
- Type:
- Tax Credit
- Amount:
- Federal tax credit of up to 40% of annual mortgage interest, capped at $2,000 per year
- First-time only:
- Yes
How to Apply
- Step 1:
Check your eligibility. The Jefferson Parish First-Time Homebuyer Assistance Program requires household income between 51% and 80% of the area median income. You must not have owned a home in the past three years. JPFA programs require a minimum 640 credit score.
- Step 2:
Complete required homebuyer education. Jefferson Parish requires both a Financial Fitness class and a First-Time Homebuyer Training class. Certificates are valid for two years. Contact JeffCAP at 504-736-6900 for class schedules, or reach out to a HUD-approved counseling agency.
- Step 3:
Contact Jefferson Parish Community Development. Call 504-736-6262 or visit their office at 1221 Elmwood Park Boulevard, Suite 605, Jefferson, LA 70123 to begin the HOME program application.
- Step 4:
Get pre-approved with a participating lender. For the JPFA Southern Mortgage Assistance Program and Comfort of Home Program, you will need to work with an approved lender. The Jefferson Parish Finance Authority website lists participating lenders.
- Step 5:
Find a home in Jefferson Parish. The property must be an owner-occupied or vacant single-family home located in Jefferson Parish. No tenant-occupied properties are eligible for the HOME program.
- Step 6:
Submit your application and close. Once you have a signed purchase agreement, your lender will process all applicable assistance alongside your mortgage. The Jefferson Parish HOME program funds are forgivable after 5 to 15 years depending on the assistance amount.