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JPFA Southern Mortgage Assistance Program

Administered by:
Jefferson Parish Finance Authority
· County · Grant
Funding status: Active

How much assistance

Grant of 3% or 4% of loan amount for down payment and closing costs
No repayment required.

Eligibility

  • Income limits: $69,000 maximum annual income for FHA/VA/RHS loans; $99,000 maximum for Freddie Mac HFA Advantage conventional loans.
  • First-time buyer required: No
  • Credit score minimum: 640
  • Geographic restrictions: Available in Jefferson, St. Charles, St. Tammany, and St. Bernard Parishes.
  • Homebuyer education required: No

How to Apply for JPFA Southern Mortgage Assistance Program

Apply through a JPFA participating lender. The program provides a 30-year fixed-rate first mortgage paired with the DPA grant. FHA, VA, RHS, or Freddie Mac HFA Advantage loan products are eligible.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (5 cities across 1 state)