LHC Keys for Service Program
Funding status: Active
How much assistance
4% of loan amount for down payment and closing costs (Forgivable Loan)
Forgiven after 5 years of owner-occupancy as primary residence.
Eligibility
- Income limits: Maximum annual household income of $125,000.
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Available statewide in Louisiana. Must be an active, full-time essential worker.
- Homebuyer education required: No
How to Apply for LHC Keys for Service Program
Step 1: Apply through an LHC participating lender. Must be an active, full-time employee in an eligible profession. Must certify the property is your primary residence and you do not own additional residential property.
Notes
Eligible professions include: law enforcement officers, firefighters, paramedics, public safety telecommunicators, certified teachers, hospital employees, pharmacy employees, nursing care facility employees, assisted living center employees, and all employees of law enforcement or emergency response agencies.