First-Time Homebuyer Programs in Connecticut

Connecticut offers some of the most generous down payment assistance in the country through the Connecticut Housing Finance Authority (CHFA). The flagship Time To Own program provides up to $50,000 in forgivable loans for homes in high-opportunity areas, while the CHFA DAP offers up to $15,000 in low-interest second mortgage assistance. The Housing Development Fund (HDF) adds additional options including the CT Forever program with up to $28,000 and the SmartMove program offering up to 25% of the purchase price.