CHFA Down Payment Assistance Program (DAP)

Administered by: Connecticut Housing Finance Authority (CHFA) · State · Repayable Loan

Funding status: Active

How much assistance

$3,000 to $15,000 (Repayable Loan)

Eligibility

  • Income limits: Must meet CHFA mortgage income limits.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Statewide. Must purchase within Connecticut.
  • Homebuyer education required: Yes

How to Apply for CHFA Down Payment Assistance Program (DAP)

Step 1: Apply through a CHFA-approved lender. Must secure a CHFA first mortgage and contribute a minimum of $1,000 of your own funds toward the purchase.

Visit program website

Notes

Low-interest second mortgage. The DAP interest rate typically matches the borrower's first mortgage rate, up to 6%.

Available Statewide In