HDF Live Where You Work

Administered by: Housing Development Fund (HDF) · State · Zero-Interest Loan

Funding status: Active

How much assistance

Up to $25,000 (Zero-Interest Loan)

Eligibility

  • Income limits: Must meet HDF household income guidelines.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Credit score minimum: 660
  • Geographic restrictions: Must purchase a home in the same Connecticut town where the borrower is employed full-time. Remote work does not qualify.
  • Homebuyer education required: Yes

How to Apply for HDF Live Where You Work

Step 1: Contact HDF at 203-338-9035 or visit hdfconnects.org. Complete homebuyer orientation and counseling. Must obtain first mortgage from an HDF-approved lender.

Notes

Zero-interest 30-year loan for down payment and closing costs. Borrower must work full-time in the same town where they are purchasing. Maximum debt-to-income ratio of 41%.

Available Statewide In