First-Time Homebuyer Programs in Georgia

Statewide Programs in Georgia

• FHLBA Community Partners Product

  Forgivable Loan · Up to $20,000 in home purchase assistance for down payment and closing costs

• FHLBA First Time Homebuyer Product

  Forgivable Loan · Up to $17,500 in home purchase assistance for down payment and closing costs

• FHLBA Workforce Housing Plus+

  Grant · Up to $15,000 in home purchase assistance for down payment and closing costs

• Georgia Dream Homeownership Program

  Deferred Loan · 5% of purchase price up to $10,000; 6% up to $12,500 for PEN (protectors, educators, nurses/health care, active military) and CHOICE (household member with a disability) borrowers

• Georgia Dream Peach Advantage Program

  Deferred Loan · 2% to 5% of purchase price in down payment assistance, or 0% DPA option with a reduced first mortgage interest rate

• Georgia Dream Peach Plus Program

  Deferred Loan · 3.5% of purchase price up to $10,000; 4% up to $12,500 for PEN (protectors, educators, nurses/health care, active military) and CHOICE (household member with a disability) borrowers