See programs you qualify for
Get Matched Free →Fulton County Homeownership Program (HOP)
Funding status: Active
How much assistance
Up to 7.5% of sales price, not to exceed $22,500, for down payment, closing costs, and interest rate buydown assistance
No repayment required if the home remains the primary residence during the 6- or 11-year affordability period. 20% of the loan is forgiven annually starting on the second anniversary of closing.
Eligibility
- Income limits: Must meet Fulton County income limits based on household size.
- First-time buyer required: Yes — Must be a first-time homebuyer.
- Geographic restrictions: Property must be located in Fulton County, Georgia.
- Homebuyer education required: Yes
How to Apply for Fulton County Homeownership Program (HOP)
Step 1: Email DownPayment.Assistance@fultoncountyga.gov to request program details and documents. Must work with a HOP-approved lender. Complete HUD-approved homebuyer education.
Notes
Deferred, no-monthly-payment loan at 0% interest. Can be used for down payment, closing costs, and/or interest rate buydown.