See programs you qualify for

Georgia Dream Peach Advantage Program

Administered by:

Georgia Department of Community Affairs (DCA)

· State · Deferred Loan

Funding status: Active

How much assistance

2% to 5% of purchase price in down payment assistance, or 0% DPA option with a reduced first mortgage interest rate

Zero-interest deferred second mortgage with no monthly payments. Repaid upon sale, refinance, or when the home is no longer the primary residence.

Income limits: Household income up to 150% of Area Median Income per Fannie Mae or Freddie Mac AMI Lookup Tools.
Purchase price limit: $650,000
First-time buyer required: No
Credit score minimum: 640
Geographic restrictions: Available statewide in Georgia. Maximum sales price varies by county: $650,000 in Atlanta MSA, $575,000 in Athens MSA, $500,000 in all other counties.
Homebuyer education required: Yes