First-Time Homebuyer Programs in Massachusetts

Massachusetts offers some of the most generous homebuyer assistance in the country through MassHousing and the Massachusetts Housing Partnership (MHP). MassHousing provides up to $30,000 in down payment assistance as a 0% deferred loan for buyers under 60% AMI, and up to $25,000 for buyers earning up to 135% AMI. The ONE Mortgage program through MHP offers 30-year fixed-rate loans with just 3% down and no private mortgage insurance for first-time buyers earning up to 100% AMI.

State housing agency: MassHousing (Massachusetts Housing Finance Agency)

Cities in Massachusetts