Essex County Homebuyer Assistance Program (HAP)

Administered by: Essex County Division of Housing and Community Development · County · Deferred Loan

Funding status: Active

How much assistance

Up to $50,000 (Deferred Loan)

No-interest, 15-year deferred payment loan. No monthly payments required during the deferral period.

Eligibility

Income limits: Low to moderate income households as defined by HUD income limits for Essex County
First-time buyer required: No
Geographic restrictions: Must purchase a single-family home, townhouse, or condominium within one of the 19 municipalities in the Essex County Consortium
Homebuyer education required: No

How to Apply for Essex County Homebuyer Assistance Program (HAP)

Step 1: Contact the Essex County Division of Housing and Community Development at 20 Crestmont Road, Verona, NJ 07044 or call (973) 655-0200.

Visit program website

Notes

Loan can be used for down payment, closing costs, or mortgage write-down. Property must be located in one of the 19 Essex County Consortium municipalities.