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Get Matched Free →First-Time Homebuyer Programs in Arkansas
The Arkansas Development Finance Authority (ADFA) offers several homebuyer programs including the StartSmart first-time buyer loan with below-market interest rates, the Move-Up loan for repeat buyers, down payment assistance of $1,000 to $15,000, and the Arkansas Dream Down Payment Initiative (ADDI) providing up to $10,000 as a forgivable loan for low-income buyers.
Statewide Programs in Arkansas
- ADFA Down Payment Assistance Program
Repayable Loan · $1,000 to $15,000 for down payment and closing costs
- ADFA Move-Up Loan Program
Zero-Interest Loan · Affordable 30-year fixed-rate mortgage with competitive interest rates
- ADFA StartSmart First-Time Homebuyer Program
Zero-Interest Loan · Below-market interest rate (approximately 1% below market rate) on a 30-year fixed mortgage
- Arkansas Dream Down Payment Initiative (ADDI)
Forgivable Loan · Up to 10% of the sale price, not to exceed $10,000
Cities in Arkansas
Bella Vista
Benton County
Benton
Saline County
Bentonville
Benton County
Cabot
Lonoke County
Centerton
Benton County
Conway
Faulkner County
Fayetteville
Washington County
Fort Smith
Sebastian County
Hot Springs
Garland County
Jacksonville
Pulaski County
Jonesboro
Craighead County
Little Rock
Pulaski County
North Little Rock
Pulaski County
Pine Bluff
Jefferson County
Rogers
Benton County
Sherwood
Pulaski County
Springdale
Washington County
Texarkana
Miller County
Van Buren
Crawford County