First-Time Homebuyer Programs in Delaware

Delaware offers several homebuyer assistance programs through the Delaware State Housing Authority (DSHA), including the Welcome Home and Home Again first mortgage loan programs with below-market interest rates, plus multiple down payment assistance options. The Home Sweet Home program provides a $12,000 forgivable loan, the First State program offers 3% DPA, and the Diamond in the Rough program combines home purchase with renovation funding and 5% DPA. DSHA also offers a First-Time Homebuyer Tax Credit (Mortgage Credit Certificate) worth up to $2,000 per year.

State housing agency: Delaware State Housing Authority (DSHA)

Cities in Delaware