See programs you qualify for

New Castle County IDEA Down Payment Program

Administered by:

New Castle County Department of Community Services

· County · Repayable Loan

Funding status: Active

How much assistance

Up to $5,000

Zero-interest 10-year loan. No payments required in the first year. Monthly repayment begins in year 2 over the remaining 9 years.

Income limits: Maximum household income of 120% of area median income, based on total household size (all persons living in the home, not just those on the loan).
First-time buyer required: Yes — Must not have owned a principal residence in the previous 3 years.
Geographic restrictions: Must purchase a home in an eligible census tract in New Castle County. Eligible tracts include areas in Bear, Christiana, Claymont, Newark, Newport, and New Castle.

Free eligibility check

Up to $5,000 in assistance. Check if you qualify for New Castle County IDEA Down Payment Program.