DSHA Home Again Loan Program

Administered by: Delaware State Housing Authority (DSHA) · State · Government-Insured Mortgage

Funding status: Active

How much assistance

Below-market 30-year fixed-rate first mortgage (Government-Insured Mortgage)

Eligibility

  • Income limits: Higher income limits than Welcome Home program. New Castle County: $126,480 (1-2 persons), $158,100 (3+ persons). Kent and Sussex counties: $116,280 (1-2 persons), $145,350 (3+ persons).
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions: Must purchase within the State of Delaware.
  • Homebuyer education required: Yes

How to Apply for DSHA Home Again Loan Program

Step 1: Contact a DSHA-approved lender to apply. Can be combined with DSHA DPA programs.

Visit program website

Notes

Available to both first-time and repeat buyers. Can be combined with the 3% or 4% DPA options.

Available Statewide In