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DSHA Welcome Home Loan Program

Administered by:
Delaware State Housing Authority (DSHA)
· State · Government-Insured Mortgage
Funding status: Active

How much assistance

Below-market 30-year fixed-rate first mortgage

Eligibility

  • Income limits: New Castle County: $126,480 (1-2 persons), $158,100 (3+ persons). Kent and Sussex counties: $116,280 (1-2 persons), $145,350 (3+ persons).
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years. Exceptions for qualified veterans and buyers in targeted areas.
  • Credit score minimum: 620
  • Geographic restrictions: Must purchase within the State of Delaware.
  • Homebuyer education required: Yes

How to Apply for DSHA Welcome Home Loan Program

Contact a DSHA-approved lender to apply. Borrowers with credit scores of 659 or below must complete housing counseling.

Learn More About Homebuying in Delaware

Cities Where This Program Is Available (6 cities across 1 state)

Available Statewide In