1st Home Allegheny Program
Funding status: Active
How much assistance
Up to $45,000 for income at or below 80% AMI, or up to $10,000 for income at or below 115% AMI (Forgivable Loan)
Six-year term at 0% interest. Fully forgiven after 6 years if continuously occupied by the original buyer as primary residence. Otherwise, must repay in full.
Eligibility
- Income limits: Household income at or below 80% AMI (for $45,000 tier) or at or below 115% AMI (for $10,000 tier).
- First-time buyer required: Yes — Must not have owned a home in the past 36 months.
- Geographic restrictions: Available in Allegheny County OUTSIDE the City of Pittsburgh. Pittsburgh city residents are not eligible.
- Homebuyer education required: No
How to Apply for 1st Home Allegheny Program
Step 1: Must be income-qualified and already approved for a mortgage. Contact AlleghenyCounty.us/1sthome or email 1sthomeallegheny@alleghenycounty.us.
Notes
Covers closing costs first, with remainder applied to down payment. Does NOT apply to City of Pittsburgh residents. Launched May 2025.