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Bank of Ann Arbor Housing Assistance Program

Administered by: Bank of Ann Arbor · City · Grant

Funding status: Active

How much assistance

Up to $3,000 grant plus up to $7,500 zero-interest loan via MSHDA (Grant)

The $7,500 MSHDA loan is zero-interest with no monthly payments, due upon sale, refinance, or payoff of the first mortgage.

Eligibility

  • Income limits: Must not exceed MSHDA income limits for the area.
  • First-time buyer required: Yes — First-time homebuyer required; repeat buyers eligible in MSHDA targeted areas.
  • Geographic restrictions: Must purchase a primary residence in Bank of Ann Arbor lending area.
  • Homebuyer education required: Yes

How to Apply for Bank of Ann Arbor Housing Assistance Program

Step 1: Complete a MSHDA-approved homebuyer education course. Apply through Bank of Ann Arbor for the MI Home Loan Program. The bank provides an additional grant of up to $3,000 toward allowable closing costs and prepaid expenses on top of MSHDA DPA.

Notes

Grant amount of up to $3,000 is provided by Bank of Ann Arbor on top of MSHDA DPA. Must be used in conjunction with MI Home Loan Program.

Cities Where This Program Is Available