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Burnsville Down Payment Assistance Program

Administered by:

City of Burnsville
· City · Deferred Loan

Funding status: Active

How much assistance

Up to $41,000, not to exceed 10% of the purchase price

If the home is sold before the 30-year mark, all funds and accrued interest must be repaid to the city.

Eligibility

  • Income limits:
    At or below 80% of Area Median Income (approximately $72,950 for a one-person household up to $112,550 for a five-person household)
  • First-time buyer required: No
  • Geographic restrictions:
    Property must be located in the City of Burnsville.
  • Homebuyer education required: Yes

How to Apply for Burnsville Down Payment Assistance Program

Step 1: Confirm household income at or below 80% AMI per the published limits.

Step 2: Get pre-approved for a mortgage with a participating lender.

Step 3: Find a property in Burnsville and obtain a signed purchase agreement before applying.

Step 4: Submit your application via burnsvillemn.gov/homework — funding is limited and applications are processed in the order received.

Step 5: Close on the home with the city DPA recorded as a subordinate deferred loan; the loan is due if the home is sold before the 30-year mark.

Notes

Loan amount (up to $41,000 or 10% of purchase price), 80% AMI income test, and requirement to have a signed purchase agreement before applying are confirmed via Burnsville's Homeowner Resources page and program announcement. Verify current AMI dollar limits and funding availability before relying on a specific number; the city has noted funding is limited.

Cities Where This Program Is Available