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FHLBank Chicago Downpayment Plus (DPP)

Administered by: Federal Home Loan Bank of Chicago · State · Grant

Funding status: Active

How much assistance

Up to ,000 (Grant)

Forgivable grant applied at closing. Retention period typically 5 years; prorated repayment if sold early.

Eligibility

  • Income limits: Up to 80% of Area Median Income (AMI).
  • First-time buyer required: No
  • Geographic restrictions: Illinois and Wisconsin. Apply through a participating FHLBank Chicago member bank or credit union.
  • Homebuyer education required: Yes

How to Apply for FHLBank Chicago Downpayment Plus (DPP)

Step 1: Select a participating FHLBank Chicago member lender. Lender reserves grant funds on a first-come, first-served basis. Complete homebuyer education.

Notes

2026 program has million in funding allocated. Available through participating member financial institutions.

Available Statewide In