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Get Matched Free →FirstHome Program (Iowa)
Funding status: Active
How much assistance
Low-rate 30-year mortgage with 3% down
Not applicable - this is a first mortgage product, not assistance. Stack with FirstHome Plus grant or 2nd Loan for down payment help.
Eligibility
- Income limits: Varies by county and household size. Ranges approximately $96,500 to $131,790.
- Purchase price limit: $510,000
- First-time buyer required: Yes — Have not owned a primary residence in the past 3 years (targeted areas may be exempt).
- Credit score minimum: 640
- Geographic restrictions: Home must be in Iowa. Purchase price limit up to $624,000 in federally targeted areas.
- Homebuyer education required: Yes
How to Apply for FirstHome Program (Iowa)
Contact an IFA participating lender. The lender will verify eligibility, process the application, and can stack this with the FirstHome Plus grant or 2nd Loan down payment assistance. Homebuyer education is required.
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